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Recently, facial recognition technologies with artificial intelligence and deep learning algorithms have improved considerably. DeepScore, the Japanese company that took the stage at the CES 2021 fair last week, showed us the last example of this.

Tokyo-based DeepScore has introduced an application that can scan users’ faces and understand how safe they are. The new application can detect how reliable a person is within a minute.

EXPERTS DIVIDED IN TWO

On the other hand, some experts are skeptical of the technology in question. For example, the founder of Parity AI, which oversees artificial intelligence applications, Dr. Rumman Chowdhury says this technology can discriminate between people with tics or anxiety disorders.

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IT IS ENOUGH TO SEE YOUR FACE

According to the company, for example, people who want to borrow money from the bank look at the phone camera and say, “Where do you live? How do you intend to use the money? Do you have a cancer history? ” answers a series of short questions like.

In the meantime, the application analyzes the muscle twitches and voice changes in the face of the person answering the questions and decides whether it is reliable for the institution that will give the loan.

Shirabe Ogino, the company’s CEO, says that the application has attracted great attention in countries such as Japan, Indonesia, Vietnam and the Philippines.

Ogino, who did not give information about which companies are using the service, stated that the application aims to revolutionize credit scoring, especially in developing markets.

VERY HARD TO USE IN EU COUNTRIES

ThIoannis Kouvakas, an expert at Privacy International, a UK-based organization that monitors privacy violations by government and businesses, examined the company’s information and emphasized that it is difficult to operate legally in the European Union due to the General Data Protection Regulation (GDPR).

In some countries where DeepScore has active customers, such as Indonesia and Vietnam, comprehensive data protection laws are not yet in place.

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